process
Your Financial Life Cycle
Accumulate
Accumulate
- How much do we need to save?
- Should I invest on a pre-tax or after-tax basis?
- How do I finance my home purchase?
- What is the best method to save for my children's education?
- Do we need life insurance?
- What is proper estate planning?
Grow
Grow
- Are we on track?
- How can we save on taxes?
- Is our portfolio growing at a rate commensurate with our tolerance for risk?
- We want to start our own business, how can you help?
- Is our rental property a good investment?
- Are my assets titled in a way that provides asset preservation and avoids probate?
Spend & Protect
Spend and Protect
- Can I afford the lifestyle I want in retirement?
- Do I need to change my asset allocation now that I’m no longer working?
- What are some tax-efficient distribution strategies?
- Is our estate properly structured and still in alignment with our wishes?
- What happens if inflation sky rockets?
- What happens if the market crashes?
Transfer
Transfer
- What is a donor advised fund?
- What is a qualified charitable distribution and how does it reduce my taxes?
- How do I leave a gift to my favorite charities in a way that benefits us both?
- How do I involve my children in my charitable endeavors?
- How do we protect our wealth from estate taxes?
- What are some advanced estate planning tools
Accumulate
Accumulate
- How much do we need to save?
- Should I invest on a pre-tax or after-tax basis?
- How do I finance my home purchase?
- What is the best method to save for my children's education?
- Do we need life insurance?
- What is proper estate planning?
Grow
Grow
- How much do we need to save?
- Should I invest on a pre-tax or after-tax basis?
- How do I finance my home purchase?
- What is the best method to save for my children's education?
- Do we need life insurance?
- What is proper estate planning?
Spend & Protect
Spend and Protect
- How much do we need to save?
- Should I invest on a pre-tax or after-tax basis?
- How do I finance my home purchase?
- What is the best method to save for my children's education?
- Do we need life insurance?
- What is proper estate planning?
Transfer
Transfer
- How much do we need to save?
- Should I invest on a pre-tax or after-tax basis?
- How do I finance my home purchase?
- What is the best method to save for my children's education?
- Do we need life insurance?
- What is proper estate planning?
HOW DO WE HELP?
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GATHER
We gather information about your financial situation, review your goals, and address your most pressing needs. During this introductory meeting, we get to know each other better.
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CREATE
We create a comprehensive financial plan that focuses on your current savings, formulates an investment strategy for your future, and meets your retirement goals.
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CUSTOMIZE
We customize your portfolio strategy to align with your values, match your risk tolerance, and optimize tax efficiency, while providing detailed recommendations tailored to your specific needs.
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IMPLEMENT
We provide personalized recommendations tailored to your unique needs and assist in the implementation of these recommendations across various aspects of your life.
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MONITOR
We continually monitor your investments and financial wellbeing to ensure they are on target with your goals, applying modifications as warranted by life’s changing circumstances.
